No Doc Loans are very similar to Low doc loans and can be used for the same purpose. No proof of income is necessary whereby the lender does not require actual proof of income through "Tax Returns", "Group Certificates" or "Pay Slip" advice. This style of loan is available to both "PAYG" applicants as well as "Self Employed" applicants and can be used for "Owner Occupier" or "Investment" purposes.

In all instances, income verification is by means of a signed "Declaration" by the applicant