Third party property damage provides cover for your legal liability for loss or damage to another person's property.
Cover features Uninsured motorist damageIf your vehicle suffers loss or damage as a result of a collision with an uninsured vehicle and you are not at fault, the insurer will cover the cost to repair your vehicle, including towing your vehicle up to $5,000
14-day automatic coverIf you replace your insured vehicle for another within 30 days, the same level of cover for up to 14 days for your new vehicle, provided you tell the insurer about the vehicle within the 14 days, can be arranged.
$20 million liability coverUp to $20 million liability cover for loss or damage to other peoples' property as a result of an incident.
It includes liability cover for personal injury when there is no insurance required by law to provide cover for death or bodily injury. If there is such insurance available and you do not take it, the insurer's policy doesn’t provide any cover. There is no cover for injury to the driver or any member of their family or anyone who lives with them. There is also no cover for injury to you or any member of your family (or anyone who lives with you).
Policy excessAn excess is the amount you contribute to the settlement of your claim. The motor vehicle insurance policies have standard excess amounts as well as excesses based upon driver age and experience. Young and inexperienced drivers are subject to an irremovable excess.
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