Commercial Property Loans

These loans are either interest only loans or principal & interest loans secured by way of a first or a second mortgage over income producing commercial, industrial or retail properties.

Finance is normally taken out to assist in the purchase or refinance of a property, for the purchase of other business assets or to provide funds for working capital requirements.

- Interest only loans can be up to 5 years and the rate can be either interest only variable or interest only fixed.
- Principle and Interest loans are structured over terms of up to fifteen years. - The interest payments are tax deductable.
- Loans can be secured to a maximum of 80% of the value of the property however loans to 66% of valuation normally attracts a lower rate of interest.

Buying or investing in commercial premises

A Commercial Property Loan is a flexible way to get the commercial property you want for a long-term investment. Use it to build an investment portfolio in commercial (non-residential) property.

Features - For owner-occupied commercial premises and commercial investment properties - Purchasing or re-financing - Fixed or floating interest rate, or a combination of both - Progressive draw downs available - Option of an interest-only loan for up to five years - Terms up to 15 years - Security required


Please contact us to find out more.

Click on these links below for more information on Business Finance...

Factoring & Invoice Discounting
Business Loans
Asset Based Lending
Equipment Finance



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